Hourly Paycheck Calculator

A 40-hour week at $25.00 an hour pays $1,000.00 and takes home $845.42 in Texas.

Here is the week the calculator opens on: a single worker on a standard Form W-4, paid every week, in a state that takes no income tax from wages.

• Gross pay: 40 hours × $25.00 = $1,000.00
• Federal income tax: $78.08
• Social Security: 6.2% × $1,000.00 = $62.00
• Medicare: 1.45% × $1,000.00 = $14.50
• Texas income tax: $0.00
• Take-home pay: $845.42, which is 84.5% of the gross

The federal figure follows the four withholding steps explained on the paycheck calculator page. Change the state above and only the state lines change.

An overtime hour pays $37.50 at $25.00 an hour and leaves about $29.17 after tax.

The Department of Labor says the Fair Labor Standards Act requires covered, nonexempt employees to be paid at least one and one-half times their regular rate for the hours over 40 in a workweek. A workweek is a fixed period of 168 hours, seven days in a row, that can begin on any day, and hours are never averaged over two or more weeks.

A 50-hour week is therefore 40 × $25.00 + 10 × $37.50 = $1,375.00 before tax and $1,137.12 after it, which is $291.70 more than the 40-hour week.

Overtime is not taxed at a special rate. Publication 15 says overtime pay is subject to Social Security, Medicare and federal income tax withholding like any other pay. Withholding treats each paycheck as if it repeated all year, though, so a bigger paycheck is withheld at a bigger share: 9.7% of the 50-hour week goes to federal income tax, against 7.8% of the 40-hour week. Whatever was withheld too much comes back when you file.

Extra pay for weekend or night hours is a matter of agreement with your employer, not a federal rule. Some states have overtime laws of their own, and the employee gets whichever standard pays more. The planner splits at 40 hours a week; if your state counts overtime by the day, type your own overtime hours, or use the overtime calculator, which handles California's daily overtime and double time.

Five 8-hour days with a 30-minute unpaid meal pay for 37.5 hours, not 40.

Federal law does not require lunch or coffee breaks. When an employer gives a short break, usually about 5 to 20 minutes, it counts as paid time and counts toward overtime. A meal period of 30 minutes or more is not work time and is not paid, as long as you are completely relieved from duty: someone who eats at the desk and answers the phone is working and has to be paid for it.

To be paid for 40 hours on five days with a 30-minute meal, a shift runs 8½ hours at work. The planner in the calculator does this sum for you: enter the days a week, the hours at work and the unpaid minutes, and it fills in the regular and overtime hours.

Seven 12-hour shifts in a row pay 44 hours at time and one-half, because each workweek is counted on its own.

Four 12-hour shifts are 48 paid hours, 8 of them overtime, and pay $1,300.00 against $1,000.00 for five 8-hour shifts. Three 12s are 36 hours and no overtime at all.

A rotation that averages 42 hours still pays week by week. Seven on and seven off pays $2,650.00 in the week you work and nothing in the week off, an average of $1,325.00 a week, where 42 averaged hours would pay only $1,075.00.

Which days make up a workweek is the employer's choice, so a rotation can split one way or another. The Department of Labor also lists exceptions for police and firefighters and for employees of hospitals and nursing homes. Enter each kind of week into the calculator to see its paycheck.

A year of 40-hour weeks at $25.00 an hour takes home about $43,962 however often you are paid.

Only the size of each paycheck changes. The calculator spreads a 40-hour week over the paycheck: 86.67 hours twice a month and 173.33 hours a month (52 weeks × 40 hours, divided by 24 and by 12).

The extra half in time and one-half is deductible up to $12,500, and the Form W-4 lets you collect it in each paycheck.

For tax years 2025 through 2028, employees can deduct up to $12,500 ($25,000 if married filing jointly) of qualified overtime compensation on their return. That is the part of overtime pay above the regular rate, the “half” in time and one-half, that the Fair Labor Standards Act requires, and it applies when total income is under $150,000 ($300,000 if married filing jointly). Employers use an updated Form W-4 so the benefit arrives in each paycheck instead of at filing.

At $25.00 an hour the extra half is $12.50 an hour. Ten overtime hours a week for 52 weeks is $12.50 × 10 × 52 = $6,500 to enter on line 1b of the Step 4(b) Deductions Worksheet. Federal withholding on the 50-hour week falls from $132.69 to $108.08, and the take-home pay rises from $1,137.12 to $1,161.73.

$24.61 more every week$6,500 entered on the form

Tick “Take the overtime deduction on my Form W-4” in the Form W-4 section of the calculator to see it in your own paycheck.

Paid a bonus as well? The bonus tax calculator shows what is withheld from it in each state, and the paycheck calculator turns a salary into take-home pay.