How does Georgia work out the income tax taken from my paycheck?

The Department of Revenue's Employer's Withholding Tax Guide 2026 offers tax tables and a percentage method; this calculator uses the percentage method. It subtracts the standard deduction for the pay period ($576.92 for most workers paid every two weeks, $1,153.85 for a married worker whose spouse does not work), subtracts $192.31 for each allowance on your Form G-4, and multiplies the rest by 4.99%. For a $60,000 salary, $2,307.69 less $576.92 is $1,730.77, and 4.99% of that is $86.37.

How much is $60,000 a year after tax in Georgia?

For a single employee who claims 0 allowances on the G-4 and is paid every two weeks, a $60,000 salary takes home $1,851.70 a paycheck, or $48,144.26 a year. The year's taxes are $5,020.08 of federal income tax, $2,245.62 of Georgia income tax, $3,720.08 of Social Security and $869.96 of Medicare.

How much is $20 an hour after tax in Georgia?

At 40 hours a week and weekly pay, $20 an hour is $800.00 gross and $659.19 take-home a week for a single employee with 0 allowances. That is $54.08 of federal income tax, $25.53 of Georgia income tax, $49.60 of Social Security and $11.60 of Medicare. Switch the calculator to hourly and type your own hours, including overtime.

Did Georgia's income tax rate change in 2026?

Yes. House Bill 463 cut the flat rate from 5.19% to 4.99% for tax years beginning on or after January 1, 2026, raised the standard deduction to $30,000 for married filing jointly and $15,000 for everyone else, and raised the dependent deduction from $4,000 to $5,000. Employers kept withholding at 5.19% until the bill took effect and could start withholding at 4.99% from May 11, 2026. This calculator uses 4.99% for every paycheck. On the same taxable pay in the $60,000 example, 5.19% would withhold $89.83 instead of $86.37.

What do the letters and the allowances on the Georgia G-4 mean?

Line 3 of the G-4 gives four statuses: A, single; B, married filing separately or filing jointly with both spouses working; C, married filing jointly with one spouse working; D, head of household. Only C gets the $30,000 standard deduction; the other three get $15,000. Line 4 counts dependent allowances and line 5 the Georgia adjustment allowances from the worksheet, each worth $5,000 of pay a year, and line 7 adds them. On the $60,000 example a married worker with a spouse who does not work is withheld $57.58, and the same worker with both spouses working (the Step 2 box in this calculator) $86.37. One allowance lowers the single worker's withholding from $86.37 to $76.77.

Do Georgia's new overtime and cash tips subtractions lower my withholding?

No. House Bill 463 created limited Georgia subtractions for qualified overtime compensation and qualified cash tips for tax years 2026 through 2028, and the Department of Revenue's guide says reporting them does not, by itself, reduce Georgia withholding or the Georgia wages on the W-2. The subtraction applies when you file, so your paycheck is withheld the same way.

What does a 401(k), an HSA or a health plan do to my Georgia paycheck?

The guide says Georgia follows the federal guidelines for 401(k), profit sharing and deferred compensation plans, and deducts the contributions from gross wages before taxable income is figured. Putting 6% of a $60,000 salary into a 401(k) ($138.46 a paycheck) cuts Georgia withholding by $6.91 and take-home pay by only $114.93. This calculator treats health premiums and HSA contributions through a cafeteria plan the same way.

Who pays unemployment tax in Georgia, and how much is it?

The employer does, to the Department of Labor. New employers are assigned a total tax rate of 2.70 percent until they qualify for an experience rate: 2.64% for unemployment insurance plus a 0.06% administrative assessment, on the first $9,500 of each employee's pay. That is $250.80 plus $5.70 a year per employee at a $60,000 salary.

Georgia Paycheck Calculator

Last updated October 21, 2026FreeNo signupFormula shown

Enter your pay, how often you are paid, and the choices on your Form W-4 and Georgia Form G-4, and this Georgia paycheck calculator shows your 2026 take-home pay. It follows the Department of Revenue's percentage method at the new 4.99% rate, and works out the employer's side of the bill under it.

State

Georgia

I'm paid

Yearly salary (USD)

Pay frequency

Filing status on Form W-4

Georgia withholding

Allowances on Form G-4 (line 7)

$5,000 of pay each year is left untaxed per allowance: each dependent, plus any adjustment allowances. Most workers claim 0.

Form W-4 steps 2 to 4

Step 2 box is checked

Two jobs with similar pay, or both spouses work. Georgia then uses the $15,000 standard deduction for a married worker (letter B on the G-4).

Children under 17

Step 3: $2,200 each.

Other dependents

Step 3: $500 each.

Other income per year

Step 4(a).

Deductions per year

Step 4(b).

Extra withholding each paycheck (USD)

Step 4(c).

401(k), % of pay

2026 limit $24,500.

Health premiums per paycheck

Pre-tax.

HSA per paycheck

2026 limit $8,750.

Take-home pay per paycheck

$1,851.70

$2,307.69 gross · $455.99 withheld (19.8%)

Where this paycheck goes

Gross pay: $2,307.69
Federal income tax: - $193.08
Social Security6.2%: - $143.08
Medicare1.45%: - $33.46
Additional Medicare0.9%: - $0.00
Georgia income tax: - $86.37
401(k): - $0.00
Health premiums: - $0.00
HSA: - $0.00

Take-home pay$1,851.70

Over the year, 26 paychecks

Gross pay: $60,000
Taxes: - $11,856
Pre-tax deductions: - $0
Share kept: 80.2%

Take-home pay$48,144

Of every $100 of gross pay, $80 is take-home.

Federal income tax$5,020 · 8.4%
Social Security$3,720 · 6.2%
Medicare$870 · 1.4%
Georgia income tax$2,246 · 3.7%
Take-home pay$48,144 · 80.2%

Take-home pay rises with every extra dollar of salary.

Gross payTake-home pay

This pay costs the employer $64,889 a year, $2,495.71 each pay period.

What the employer adds, per year

Employer Social Security6.2% to $184,500: $3,720
Employer Medicare1.45%: $870
Federal unemployment (FUTA)0.6% of the first $7,000: $42
Georgia unemployment2.64% of the first $9,500: $251
Georgia administrative assessment0.06% of the first $9,500: $6

Employer taxes$4,889

Total cost of the employee

Gross pay: $60,000
Employer taxes: + $4,889
Per pay period: $2,495.71

Per year$64,889

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Georgia withholds a flat 4.99% in 2026, after a standard deduction and $5,000 for each allowance.

The Department of Revenue's 2026 employer guide uses the percentage method. It takes the standard deduction for your G-4 status off the pay for the period ($30,000 a year for a married worker whose spouse does not work, $15,000 for everyone else), then $5,000 a year for each allowance, and multiplies what is left by 4.99%. If the allowances and the deduction use up the whole paycheck, nothing is withheld.

A $60,000 Georgia salary takes home $1,851.70 every two weeks.

The calculator opens on this case: a single employee with 0 allowances on the G-4 and a standard Form W-4, paid every two weeks, with no pre-tax deductions.

Gross pay: $60,000 ÷ 26 = $2,307.69
Federal income tax: $193.08
Georgia income tax: $2,307.69 less the $576.92 standard deduction is $1,730.77; × 4.99% = $86.37
Social Security: 6.2% × $2,307.69 = $143.08; Medicare: 1.45% = $33.46
Take-home pay: $1,851.70 a paycheck, $48,144.26 a year

Of $60,000 gross, $48,144 reaches the bank account.

Federal income tax$5,020 · 8.4%
Social Security$3,720 · 6.2%
Medicare$870 · 1.4%
Georgia income tax$2,246 · 3.7%
Take-home pay$48,144 · 80.2%

Each paycheck: $1,851.70Kept: 80.2%

A single employee on a $60,000 salary, paid every two weeks, with 0 allowances. Invented example. Each tax is rounded to the cent in every paycheck, as payroll does.

The new 4.99% rate alone takes $3.46 less out of this paycheck than 5.19% would.

House Bill 463, signed May 11, 2026 and retroactive to the start of the year, lowered the flat rate from 5.19% to 4.99%, and the guide lets employers use the new rate from that date. The same bill raised the standard deductions to $15,000, or $30,000 for married filing jointly, and the dependent amount to $5,000. This page and the calculator use 4.99% for the whole of 2026.

Only a married worker whose spouse does not work gets the $30,000 deduction.

The G-4 has four statuses. Single (A), married with both spouses working or filing separately (B) and head of household (D) share the $15,000 deduction, so the same pay is withheld the same amount. Status C, married filing jointly with one spouse working, has the $30,000 deduction and is withheld $57.58 on the example, against $86.37 for B. Check the Form W-4 Step 2 box in the calculator for a married worker whose spouse also works.

A married worker whose spouse does not work is withheld $57.58, against $86.37 for a single one.

Single (A)$86.37
Head of household (D)$86.37
Married, both working (B)$86.37
Married, one working (C)$57.58

Invented example: a $60,000 salary, paid every two weeks, with 0 allowances.

Each allowance on the G-4 takes $5,000 of pay a year out of the tax, which is $9.60 a paycheck.

On a biweekly paycheck an allowance is $192.31 of pay, and 4.99% of that is $9.60. Line 4 of the form counts dependents and line 5 counts allowances for deductions above the standard deduction, worked out on the G-4 worksheet. An employer sends the Department of Revenue any G-4 that claims more than 14 allowances or exemption from withholding.

Each allowance takes $9.60 off the Georgia tax of a biweekly paycheck.

0 allowances$86.37
1 allowance$76.77
2 allowances$67.17
3 allowances$57.58
5 allowances$38.38

Invented example: a $60,000 salary, single, paid every two weeks. Each allowance is $5,000 of pay a year.

A 401(k) lowers Georgia tax, because Georgia follows the federal rule.

The guide says Georgia follows the federal guidelines for 401(k) and other deferred compensation plans. Putting 6% of the $60,000 salary in ($138.46 a paycheck) lowers Georgia withholding by $6.91 and take-home pay by only $114.93.

A 6% 401(k) lowers federal tax by $16.62 and Georgia tax by $6.91 a paycheck.

Federal tax, no 401(k)$193.08
Federal tax, 6% 401(k)$176.46
Georgia tax, no 401(k)$86.37
Georgia tax, 6% 401(k)$79.46

Invented example: a $60,000 salary, single, paid every two weeks. 6% of pay is $138.46 a paycheck.

Hiring that employee costs $64,889 a year in Georgia.

On top of the $60,000, the employer matches Social Security and Medicare at 6.2% and 1.45%, which is $4,590. It pays federal unemployment tax of 0.6% on the first $7,000, which is $42; Georgia is not on the Labor Department's list of states with a 2026 credit reduction. A new Georgia employer pays 2.64% unemployment tax plus a 0.06% administrative assessment on the first $9,500 of pay, a total of 2.70%: $250.80 and $5.70 a year per employee.

On $60,000 of pay, the employer owes $4,889 more in taxes.

Employer Social Security$3,720
Employer Medicare$870
Georgia unemployment$251
Georgia administrative assessment$6
Federal unemployment (FUTA)$42

An employee on a $60,000 salary. Georgia unemployment is the 2026 new-employer rate of 2.64% on the first $9,500.

Take-home pay in Georgia runs from $33,073 on $40,000 to $107,055 on $150,000.

For a single employee with 0 allowances, paid every two weeks. Switch the table to weekly pay if you are paid every week. For another flat-rate state, see the North Carolina paycheck calculator.

Take-home pay in Georgia for a single employee on a standard Form W-4, paid every two weeks, with no pre-tax deductions. Georgia taxes are its income tax.
Salary	Federal tax	Social Security and Medicare	Georgia taxes	Take-home a year	Every two weeks
$40,000	$2,620	$3,060	$1,247	$33,073	$1,272.02
$50,000	$3,820	$3,825	$1,746	$40,609	$1,561.88
$60,000	$5,020	$4,590	$2,246	$48,144	$1,851.70
$75,000	$7,670	$5,738	$2,994	$58,598	$2,253.79
$100,000	$13,170	$7,650	$4,241	$74,939	$2,882.25
$150,000	$24,734	$11,475	$6,737	$107,055	$4,117.48

Methodology & sources

The formula this calculator uses is shown in full above, and every assumption is an input you control. There are no hidden industry presets. All math runs in your browser; nothing you enter is stored or sent to a server. For the reasoning behind the formula and its edge cases, see:

Frequently asked questions

How does Georgia work out the income tax taken from my paycheck?: The Department of Revenue's Employer's Withholding Tax Guide 2026 offers tax tables and a percentage method; this calculator uses the percentage method. It subtracts the standard deduction for the pay period ($576.92 for most workers paid every two weeks, $1,153.85 for a married worker whose spouse does not work), subtracts $192.31 for each allowance on your Form G-4, and multiplies the rest by 4.99%. For a $60,000 salary, $2,307.69 less $576.92 is $1,730.77, and 4.99% of that is $86.37.
How much is $60,000 a year after tax in Georgia?: For a single employee who claims 0 allowances on the G-4 and is paid every two weeks, a $60,000 salary takes home $1,851.70 a paycheck, or $48,144.26 a year. The year's taxes are $5,020.08 of federal income tax, $2,245.62 of Georgia income tax, $3,720.08 of Social Security and $869.96 of Medicare.
How much is $20 an hour after tax in Georgia?: At 40 hours a week and weekly pay, $20 an hour is $800.00 gross and $659.19 take-home a week for a single employee with 0 allowances. That is $54.08 of federal income tax, $25.53 of Georgia income tax, $49.60 of Social Security and $11.60 of Medicare. Switch the calculator to hourly and type your own hours, including overtime.
Did Georgia's income tax rate change in 2026?: Yes. House Bill 463 cut the flat rate from 5.19% to 4.99% for tax years beginning on or after January 1, 2026, raised the standard deduction to $30,000 for married filing jointly and $15,000 for everyone else, and raised the dependent deduction from $4,000 to $5,000. Employers kept withholding at 5.19% until the bill took effect and could start withholding at 4.99% from May 11, 2026. This calculator uses 4.99% for every paycheck. On the same taxable pay in the $60,000 example, 5.19% would withhold $89.83 instead of $86.37.
What do the letters and the allowances on the Georgia G-4 mean?: Line 3 of the G-4 gives four statuses: A, single; B, married filing separately or filing jointly with both spouses working; C, married filing jointly with one spouse working; D, head of household. Only C gets the $30,000 standard deduction; the other three get $15,000. Line 4 counts dependent allowances and line 5 the Georgia adjustment allowances from the worksheet, each worth $5,000 of pay a year, and line 7 adds them. On the $60,000 example a married worker with a spouse who does not work is withheld $57.58, and the same worker with both spouses working (the Step 2 box in this calculator) $86.37. One allowance lowers the single worker's withholding from $86.37 to $76.77.
Do Georgia's new overtime and cash tips subtractions lower my withholding?: No. House Bill 463 created limited Georgia subtractions for qualified overtime compensation and qualified cash tips for tax years 2026 through 2028, and the Department of Revenue's guide says reporting them does not, by itself, reduce Georgia withholding or the Georgia wages on the W-2. The subtraction applies when you file, so your paycheck is withheld the same way.
What does a 401(k), an HSA or a health plan do to my Georgia paycheck?: The guide says Georgia follows the federal guidelines for 401(k), profit sharing and deferred compensation plans, and deducts the contributions from gross wages before taxable income is figured. Putting 6% of a $60,000 salary into a 401(k) ($138.46 a paycheck) cuts Georgia withholding by $6.91 and take-home pay by only $114.93. This calculator treats health premiums and HSA contributions through a cafeteria plan the same way.
Who pays unemployment tax in Georgia, and how much is it?: The employer does, to the Department of Labor. New employers are assigned a total tax rate of 2.70 percent until they qualify for an experience rate: 2.64% for unemployment insurance plus a 0.06% administrative assessment, on the first $9,500 of each employee's pay. That is $250.80 plus $5.70 a year per employee at a $60,000 salary.

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