South Dakota Paycheck Calculator
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Enter your pay, how often you are paid and your Form W-4 choices, and this South Dakota paycheck calculator shows your 2026 take-home pay. South Dakota withholds no state income tax from wages, so only federal tax, Social Security and Medicare come out, and the employer's side of the bill is worked out right under it.
State
South DakotaSouth Dakota taxes no wages, so nothing is withheld for the state.
Another state? Pick any of the 50 states and DC.
I'm paid
Form W-4 steps 2 to 4
Two jobs with similar pay, or both spouses work.
Step 3: $2,200 each.
Step 3: $500 each.
Step 4(a).
Step 4(b).
Step 4(c).
2026 limit $24,500.
Pre-tax.
2026 limit $8,750.
Take-home pay per paycheck
$1,938.07
$2,307.69 gross · $369.62 withheld (16%)
Where this paycheck goes
- Gross pay
- $2,307.69
- Federal income taxIRS Publication 15-T (2026) percentage method, worked from your Form W-4 entries.
- - $193.08
- Social Security6.2%Social Security tax stops once your pay for the year reaches the $184,500 wage base.
- - $143.08
- Medicare1.45%
- - $33.46
- Additional Medicare0.9%Withheld on pay above $200,000 in a calendar year, whatever your filing status.
- - $0.00
- South Dakota income taxSouth Dakota taxes no wages, so nothing is withheld for the state.
- - $0.00
- 401(k)Skips federal income tax, but Social Security and Medicare still apply.
- - $0.00
- Health premiumsThrough a cafeteria plan, these skip income tax, Social Security and Medicare.
- - $0.00
- HSA
- - $0.00
Over the year, 26 paychecks
- Gross pay
- $60,000
- Taxes
- - $9,610
- Pre-tax deductions
- - $0
- Share kept
- 84%
Of every $100 of gross pay, $84 is take-home.
Federal income tax$5,020 · 8.4%
Social Security$3,720 · 6.2%
Medicare$870 · 1.4%
South Dakota income tax$0 · 0%
Take-home pay$50,390 · 84%
Take-home pay rises with every extra dollar of salary.
Gross payTake-home pay
This pay costs the employer $64,895 a year, $2,495.94 each pay period.
What the employer adds, per year
- Employer Social Security6.2% to $184,500
- $3,720
- Employer Medicare1.45%
- $870
- Federal unemployment (FUTA)0.6% of the first $7,0006.0% less a 5.4% credit. The Labor Department's September 2026 list of states that may lose part of that credit names only California and the Virgin Islands.
- $42
- South Dakota unemployment1.2% of the first $15,000A new South Dakota employer pays 1.20% in its first year (6.00% in construction) on the first $15,000 of each employee's pay, and 1.00% in years two and three with a positive balance, plus a 0.55% investment fee.
- $180
- South Dakota investment fee0.55% of the first $15,000A 0.55% employer fee charged with the reemployment assistance tax on the same $15,000 of pay.
- $83
Total cost of the employee
- Gross pay
- $60,000
- Employer taxes
- + $4,895
- Per pay periodUnemployment taxes stop at their wage bases, so the first paychecks of the year cost more than the last.
- $2,495.94
See which of your own people may be leaving, before they hand in notice.
Start 30-Day Free TrialSouth Dakota imposes no state income tax, so the only taxes on a paycheck are federal.
The Department of Revenue says South Dakota does not impose a state income tax, which is why the state has no withholding form and no tables. What is left on a South Dakota pay stub is federal income tax withholding, Social Security and Medicare, then whatever you set aside before tax.
A $60,000 South Dakota salary takes home $1,938.07 every two weeks.
The calculator opens on this case: a single employee on a standard Form W-4, paid every two weeks, with no pre-tax deductions.
- Gross pay: $60,000 ÷ 26 = $2,307.69
- Federal income tax: $193.08 ($60,000 less the $8,600 of IRS Worksheet 1A is $51,400; $1,240 plus 12% of everything over $19,900 is $5,020 a year)
- Social Security: 6.2% × $2,307.69 = $143.08; Medicare: 1.45% = $33.46
- South Dakota income tax: $0.00
- Take-home pay: $1,938.07 a paycheck, $50,389.88 a year
Of $60,000 gross, $50,390 reaches the bank account.
Federal income tax$5,020 · 8.4%
Social Security$3,720 · 6.2%
Medicare$870 · 1.4%
South Dakota income tax$0 · 0%
Take-home pay$50,390 · 84%
Each paycheck: $1,938.07Kept: 84%
The South Dakota minimum wage is $11.85 an hour in 2026 and $12.30 in 2027.
The rate follows the Consumer Price Index each year, rounded up to the nearest 5 cents, and never falls. A full week at $11.85 is $474.00 gross, and after federal tax, Social Security and Medicare it is $421.30 take-home. A tipped employee's cash wage can be $5.925 an hour, as long as tips bring the total up to the full minimum.
Of $24,648 gross, $21,908 reaches the bank account.
Federal income tax$855 · 3.5%
Social Security$1,528 · 6.2%
Medicare$357 · 1.4%
South Dakota income tax$0 · 0%
Take-home pay$21,908 · 88.9%
Each paycheck: $421.30Kept: 88.9%
Overtime is a federal rule here, one and one-half times the regular rate after 40 hours.
The Department of Labor and Regulation points questions about the Fair Labor Standards Act to the U.S. Department of Labor, and the calculator's hourly mode splits overtime at 40 hours a week. The chart shows one week at $20 an hour with 40, 46 and 52 hours. For a week with unpaid breaks, the hourly paycheck calculator works out the paid hours.
Of each extra overtime dollar, 80 cents is take-home.
40 hours$684.72 of $800.00
46 hours$829.35 of $980.00
52 hours$973.98 of $1,160.00
Take-home payFederal income taxSocial Security and Medicare
A 401(k) takes $138.46 of a paycheck and costs $121.84 of take-home pay.
With no state tax to lower, the whole saving is federal: a 6% deferral on the $60,000 example cuts federal withholding by $16.62 a paycheck. Social Security and Medicare are still taken on the full $2,307.69.
A 6% 401(k) lowers federal tax by $16.62 a paycheck and South Dakota tax by nothing.
Federal tax, no 401(k)$193.08
Federal tax, 6% 401(k)$176.46
South Dakota tax, no 401(k)$0.00
South Dakota tax, 6% 401(k)$0.00
Hiring that employee costs $64,895 a year in South Dakota.
On top of the $60,000, the employer matches Social Security and Medicare at 6.2% and 1.45%, which is $4,590. It pays federal unemployment tax of 0.6% on the first $7,000, which is $42. A new South Dakota employer pays reemployment assistance tax at 1.2% in its first year on the first $15,000 of pay, which is $180.00, plus an investment fee of 0.55% on the same pay, $82.50. The employee pays nothing toward either.
On $60,000 of pay, the employer owes $4,895 more in taxes.
Employer Social Security$3,720
Employer Medicare$870
South Dakota unemployment$180
South Dakota investment fee$83
Federal unemployment (FUTA)$42
South Dakota requires no breaks, no paid leave and no holiday pay, and employment is at will.
The Department's labor FAQ says state law does not require rest breaks or meal periods, holiday pay, vacation or sick time, or severance pay, and that the federal law does not require breaks or holiday pay either. All of these are left to employer policy or agreement. An employer does not need a reason to fire someone unless a contract, a retaliation rule or a discrimination law applies.
A final paycheck is due on the next regular payday, and the employer may hold it until company property is returned.
The rule is the same whether the employee quits or is fired: all wages and compensation earned are due on the next regular payday. The law allows the employer to hold the final paycheck until the employee returns any property that belongs to it.
Take-home pay in South Dakota runs from $34,320 on $40,000 to $113,791 on $150,000.
For a single employee on a standard Form W-4, paid every two weeks. At $100,000 the year's take-home is $79,180. For the neighbor to the north, see the North Dakota paycheck calculator.
| Salary | Federal tax | Social Security and Medicare | Take-home a year | Every two weeks |
|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $34,320 | $1,320.00 |
| $50,000 | $3,820 | $3,825 | $42,355 | $1,629.05 |
| $60,000 | $5,020 | $4,590 | $50,390 | $1,938.07 |
| $75,000 | $7,670 | $5,738 | $61,592 | $2,368.94 |
| $100,000 | $13,170 | $7,650 | $79,180 | $3,045.38 |
| $150,000 | $24,734 | $11,475 | $113,791 | $4,376.58 |
Methodology & sources
The formula this calculator uses is shown in full above, and every assumption is an input you control. There are no hidden industry presets. All math runs in your browser; nothing you enter is stored or sent to a server. For the reasoning behind the formula and its edge cases, see:
- IRS Publication 15-T (2026): Federal Income Tax Withholding Methods, Percentage Method Tables for Automated Payroll Systems
- IRS Publication 15 (2026), Employer's Tax Guide: Social Security wage base of $184,500, Medicare, FUTA, 401(k) and cafeteria plan treatment
- IRS Form W-4 (2026): Step 3 credits of $2,200 and $500
- IRS Topic 751: Social Security and Medicare withholding rates, Additional Medicare Tax over $200,000
- IRS Instructions for Form 940: FUTA tax of 6.0% less a credit of up to 5.4%, on the first $7,000
- U.S. Department of Labor: FUTA credit reductions, potential 2026 list (California and the Virgin Islands)
- IRS: 401(k) limit of $24,500 for 2026
- IRS Rev. Proc. 2025-19: 2026 HSA limits of $4,400 and $8,750
- U.S. Department of Labor, Fact Sheet #23: overtime at time and one-half over 40 hours in a workweek
- South Dakota Department of Revenue: South Dakota does not impose a state income tax
- South Dakota Department of Labor and Regulation: Reemployment Assistance for businesses (2026 wage base $15,000, new employer rate 1.20%, investment fee 0.55%)
- U.S. Department of Labor: Significant Provisions of State Unemployment Insurance Laws, effective January 2026 (taxable wage base and new employer rate by state)
- South Dakota Department of Labor and Regulation: minimum wage ($11.85 in 2026, $12.30 in 2027, tipped employees)
- South Dakota Department of Labor and Regulation: Labor and Employment Laws, What You Need to Know (breaks, paid leave, final pay, at-will employment)
Frequently asked questions
- Does South Dakota have a state income tax?
- No. The Department of Revenue says South Dakota does not impose a state income tax, so nothing is withheld for the state. A South Dakota paycheck loses federal income tax, Social Security and Medicare, plus anything you choose to set aside, such as a 401(k) or health premiums.
- How much is $60,000 a year after tax in South Dakota?
- For a single employee on a standard Form W-4 who is paid every two weeks, a $60,000 salary takes home $1,938.07 a paycheck, or $50,389.88 a year. The year's taxes are $5,020.08 of federal income tax, $3,720.08 of Social Security and $869.96 of Medicare.
- How much is $20 an hour after tax in South Dakota?
- At 40 hours a week and weekly pay, $20 an hour is $800.00 gross and $684.72 take-home a week for a single employee with a standard Form W-4. That is $54.08 of federal income tax, $49.60 of Social Security and $11.60 of Medicare. Switch the calculator to hourly and type your own hours, including overtime.
- What is the minimum wage in South Dakota?
- $11.85 an hour for 2026, rising to $12.30 on January 1, 2027. The Department of Labor and Regulation says the rate moves each year with the Consumer Price Index, rounded up to the nearest 5 cents, and cannot fall. A tipped employee's cash wage is $5.925 an hour in 2026 and $6.15 in 2027, as long as wages and tips together reach the full minimum. A 40-hour week at $11.85 is $474.00 gross and $421.30 take-home.
- Does South Dakota have its own overtime law?
- The Department of Labor and Regulation sends questions about the Fair Labor Standards Act, which includes overtime and exempt versus nonexempt status, to the U.S. Department of Labor, so the federal rule of one and one-half times the regular rate after 40 hours in a week is the one to check. The calculator splits overtime at 40 hours a week, so type your overtime hours in hourly mode.
- Does South Dakota require breaks, paid leave or holiday pay?
- No. The Department's labor FAQ says South Dakota has no law requiring rest breaks or meal periods, holiday pay, or paid leave such as vacation and sick time, and that the federal law does not require breaks or holiday pay either. These are matters of employer policy. Employment is at will, which means an employer does not need a specific reason to fire an employee, with exceptions such as a contract, retaliation for refusing to commit an unlawful act and discrimination.
- When is my last paycheck due in South Dakota?
- On the next regular payday, whether you quit or are fired. The Department says all wages and compensation earned are due then, and the law allows the employer to hold the final paycheck until the employee returns any property that belongs to the employer. There is no law requiring severance pay, and an employee who leaves without giving two weeks' notice is still owed at least $11.85 an hour for every hour worked, while vacation pay is a matter of agreement.
- What does a 401(k) do to my South Dakota paycheck?
- It lowers take-home pay by less than you put in. Putting 6% of a $60,000 salary into a 401(k) is $138.46 a paycheck, but take-home pay falls by only $121.84, because federal income tax withholding drops by $16.62. South Dakota has no income tax to lower, and Social Security and Medicare are still taken on the full pay.
- Who pays unemployment tax in South Dakota, and how much is it?
- The employer does, to the Reemployment Assistance Division, and nothing comes out of your paycheck for it. In 2026 the taxable wage base is $15,000 per employee. A new employer pays 1.2% in its first year (6.00% in construction) and 1.00% in years two and three if its account balance is positive, plus a 0.55% investment fee. For an employee paid $60,000 that is $180.00 and $82.50 a year.
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