Maryland Paycheck Calculator

Frequently asked questions

How does Maryland work out the income tax taken from my paycheck?

The Comptroller's Employer Withholding Guide has your employer annualize the paycheck, subtract a $3,400 standard deduction and $3,200 for each exemption on your Form MW507, and apply the state's rates, which start at 4.75% and reach 6.5% above $1,000,000. Your county's rate is then added on the same taxable pay. For a $60,000 salary with 1 exemption, that is $60,000 less $3,400 less $3,200, $53,400, times 4.75%, $2,536.50 a year or $97.56 a paycheck.

How much is $60,000 a year after tax in Maryland?

For a single employee who claims 1 exemption on the MW507 and is paid every two weeks, a $60,000 salary takes home $1,840.51 a paycheck with state tax only, or $47,853.32 a year. In Montgomery County, where the county rate is 3.2%, the county tax of $65.72 a paycheck brings it to $1,774.79, or $46,144.60 a year. The state-only year's taxes are $5,020.08 of federal income tax, $2,536.56 of Maryland income tax, $3,720.08 of Social Security and $869.96 of Medicare.

How much is $20 an hour after tax in Maryland?

At 40 hours a week and weekly pay, $20 an hour is $800.00 gross and $652.75 take-home a week for a single employee with 1 exemption and no county tax. That is $54.08 of federal income tax, $31.97 of Maryland income tax, $49.60 of Social Security and $11.60 of Medicare. Pick your county in the calculator to add its tax, and switch to hourly to type your own hours, including overtime.

Which county's tax is taken from my Maryland paycheck?

The county of residence you put on your Form MW507. The Comptroller's 2026 memo lists a local rate for each of the 23 counties and Baltimore City, from 2.25% in Worcester County to 3.30% in Dorchester and Kent Counties, with Montgomery, Prince George's, Baltimore County and Baltimore City at 3.20%. An employee who hands in no certificate is withheld at 1 exemption and at the highest local rate, 3.30%. Anne Arundel and Frederick Counties charge a different rate in each income bracket (up to 3.20%), and the withholding tables use 3.20% for both.

What do I put on the Maryland Form MW507?

The number of withholding exemptions, which is usually one for you, one for a spouse and one for each dependent, and each is worth $3,200 of pay a year. On the $60,000 example, 0 exemptions withhold $103.40 of state tax a paycheck against $97.56 with 1 and $91.71 with 2. If you expect more than $100,000 of income ($150,000 on a joint return), the guide says to use the worksheet on the form to recalculate your exemptions, because the value of personal exemptions shrinks at that level.

How does Maryland tax a bonus?

For a lump-sum annual bonus, the guide says to withhold at the highest state rate, 6.5%, plus the highest local rate for the employee's county of residence. This calculator treats all pay as regular pay, and the bonus tax calculator works out the bonus case.

What if I live in another state but work in Maryland?

A nonresident is not taxed or withheld on when the state of residence has agreed in writing to a reciprocal exemption and the pay is for work done in Maryland; the employee certifies this on the MW507, which lists the reciprocal states. For most other nonresidents the guide uses a 7.0% rate, which is the state's 4.75% plus a special 2.25% nonresident rate, with no county tax. A Maryland resident who works and pays withholding in Delaware or another state without a reciprocal agreement has a separate rate that includes the local tax and a credit for the other state's tax.

What does a 401(k), an HSA or a health plan do to my Maryland paycheck?

The guide says the exceptions to wages are similar to the exclusions for federal withholding, so in most instances wages subject to federal withholding are also subject to Maryland withholding. This calculator therefore takes a 401(k) deferral, health premiums through a cafeteria plan and HSA contributions through one out of the pay before it applies the state and county rates. Putting 6% of a $60,000 salary into a 401(k) ($138.46 a paycheck) cuts Maryland withholding by $6.58 and take-home pay by only $115.26. A $100 HSA contribution a paycheck cuts Maryland withholding by $4.75.

Does Maryland withhold from a small paycheck?

Not when the gross pay is below a minimum for the pay period: $96 a week, $192 every two weeks, $208 twice a month or $417 a month. The guide also lets an employer skip withholding for employees paid less than $5,000 a year and for single and student employees whose total income will be under the minimum filing requirement.

Who pays unemployment tax in Maryland, and how much is it?

The employer does, to the Maryland Department of Labor, and nothing comes out of your paycheck for it. Taxable wages are the first $8,500 of each employee's pay. A new employer's rate ranges from 1.0% to 2.6%, and this calculator uses the highest, 2.6%, which is $221.00 a year per employee. Employers with their own record pay from 0.30% to 7.50% on the same wages. Maryland is not on the Labor Department's list of states with a 2026 federal credit reduction.