# South Dakota Paycheck Calculator Last updated October 22, 2026FreeNo signupFormula shown Enter your pay, how often you are paid and your Form W-4 choices, and this South Dakota paycheck calculator shows your 2026 take-home pay. South Dakota withholds no state income tax from wages, so only federal tax, Social Security and Medicare come out, and the employer's side of the bill is worked out right under it. State South DakotaNo wage taxSouth Dakota taxes no wages, so nothing is withheld for the state. Another state? [Pick any of the 50 states and DC](https://www.teampredict.ai/tools/paycheck-calculator). I'm paid SalaryHourly Yearly salary (USD) Pay frequencyWeekly (52 paychecks a year)Every two weeks (26 a year)Twice a month (24 a year)Monthly (12 a year) Filing status on Form W-4Single or married filing separatelyMarried filing jointlyHead of household Form W-4 steps 2 to 4 Step 2 box is checked Two jobs with similar pay, or both spouses work. Children under 17 Step 3: $2,200 each. Other dependents Step 3: $500 each. Other income per year Step 4(a). Deductions per year Step 4(b). Extra withholding each paycheck (USD) Step 4(c). 401(k), % of pay 2026 limit $24,500. Health premiums per paycheck Pre-tax. HSA per paycheck 2026 limit $8,750. Take-home pay per paycheck $1,938.07 $2,307.69 gross · $369.62 withheld (16%) teampredict.ai/tools/paycheck-calculator/south-dakota Where this paycheck goes Gross pay $2,307.69 Federal income taxW-4 methodIRS Publication 15-T (2026) percentage method, worked from your Form W-4 entries. \- $193.08 Social Security6.2%To $184,500Social Security tax stops once your pay for the year reaches the $184,500 wage base. \- $143.08 Medicare1.45% \- $33.46 Additional Medicare0.9%Over $200,000Withheld on pay above $200,000 in a calendar year, whatever your filing status. \- $0.00 South Dakota income taxNo wage taxSouth Dakota taxes no wages, so nothing is withheld for the state. \- $0.00 401(k)Pre-taxSkips federal income tax, but Social Security and Medicare still apply. \- $0.00 Health premiumsPre-taxThrough a cafeteria plan, these skip income tax, Social Security and Medicare. \- $0.00 HSA \- $0.00 Take-home pay$1,938.07 Over the year, 26 paychecks Gross pay $60,000 Taxes \- $9,610 Pre-tax deductions \- $0 Share kept 84% Take-home pay$50,390 Copy resultsCopy link _Figure: Bar chart of the year's gross pay of $60,000. Federal income tax: $5,020; Social Security: $3,720; Medicare: $870; South Dakota income tax: $0; Take-home pay: $50,390._ _Figure: Line chart of yearly take-home pay against gross pay, from $0 to $100,000, with the same filing status and deductions as the calculator. The dashed line is gross pay. At $60,000 gross, take-home is $50,390._ ## This pay costs the employer $64,895 a year, $2,495.94 each pay period. What the employer adds, per year Employer Social Security6.2% to $184,500 $3,720 Employer Medicare1.45% $870 Federal unemployment (FUTA)0.6% of the first $7,000No credit cut6.0% less a 5.4% credit. The Labor Department's September 2026 list of states that may lose part of that credit names only California and the Virgin Islands. $42 South Dakota unemployment1.2% of the first $15,000New employer rateA new South Dakota employer pays 1.20% in its first year (6.00% in construction) on the first $15,000 of each employee's pay, and 1.00% in years two and three with a positive balance, plus a 0.55% investment fee. $180 South Dakota investment fee0.55% of the first $15,000Employer taxA 0.55% employer fee charged with the reemployment assistance tax on the same $15,000 of pay. $83 Employer taxes$4,895 Total cost of the employee Gross pay $60,000 Employer taxes \+ $4,895 Per pay periodYearly averageUnemployment taxes stop at their wage bases, so the first paychecks of the year cost more than the last. $2,495.94 Per year$64,895 See which of your own people may be leaving, before they hand in notice. [Start 30-Day Free Trial](https://app.teampredict.ai/signup) ## South Dakota imposes no state income tax, so the only taxes on a paycheck are federal. The Department of Revenue says South Dakota does not impose a state income tax, which is why the state has no withholding form and no tables. What is left on a South Dakota pay stub is federal income tax withholding, Social Security and Medicare, then whatever you set aside before tax. ## A $60,000 South Dakota salary takes home $1,938.07 every two weeks. The calculator opens on this case: a single employee on a standard Form W-4, paid every two weeks, with no pre-tax deductions. - Gross pay: $60,000 ÷ 26 = $2,307.69 - Federal income tax: $193.08 ($60,000 less the $8,600 of IRS Worksheet 1A is $51,400; $1,240 plus 12% of everything over $19,900 is $5,020 a year) - Social Security: 6.2% × $2,307.69 = $143.08; Medicare: 1.45% = $33.46 - South Dakota income tax: $0.00 - Take-home pay: $1,938.07 a paycheck, $50,389.88 a year _Figure: Bar chart for a single employee on a $60,000 salary, paid every two weeks, paid 26 times a year. Federal income tax: $5,020 · 8.4%; Social Security: $3,720 · 6.2%; Medicare: $870 · 1.4%; South Dakota income tax: $0 · 0%; Take-home pay: $50,390 · 84%._ A single employee on a $60,000 salary, paid every two weeks. Invented example. Each tax is rounded to the cent in every paycheck, as payroll does. ## The South Dakota minimum wage is $11.85 an hour in 2026 and $12.30 in 2027. The rate follows the Consumer Price Index each year, rounded up to the nearest 5 cents, and never falls. A full week at $11.85 is $474.00 gross, and after federal tax, Social Security and Medicare it is $421.30 take-home. A tipped employee's cash wage can be $5.925 an hour, as long as tips bring the total up to the full minimum. _Figure: Bar chart for a single employee at the state minimum wage, 40 hours a week, paid 52 times a year. Federal income tax: $855 · 3.5%; Social Security: $1,528 · 6.2%; Medicare: $357 · 1.4%; South Dakota income tax: $0 · 0%; Take-home pay: $21,908 · 88.9%._ A single employee at the state minimum wage, 40 hours a week. Invented example. Each tax is rounded to the cent in every paycheck, as payroll does. ## Overtime is a federal rule here, one and one-half times the regular rate after 40 hours. The Department of Labor and Regulation points questions about the Fair Labor Standards Act to the U.S. Department of Labor, and the calculator's hourly mode splits overtime at 40 hours a week. The chart shows one week at $20 an hour with 40, 46 and 52 hours. For a week with unpaid breaks, the [hourly paycheck calculator](https://www.teampredict.ai/tools/hourly-paycheck-calculator) works out the paid hours. _Figure: Bar chart of one week of pay at $20.00 an hour, single, paid weekly, for 40 hours: $800.00 gross, $684.72 take-home; 46 hours: $980.00 gross, $829.35 take-home; 52 hours: $1,160.00 gross, $973.98 take-home._ Invented example at $20.00 an hour. Hours over 40 are paid at time and one-half. ## A 401(k) takes $138.46 of a paycheck and costs $121.84 of take-home pay. With no state tax to lower, the whole saving is federal: a 6% deferral on the $60,000 example cuts federal withholding by $16.62 a paycheck. Social Security and Medicare are still taken on the full $2,307.69. _Figure: Bar chart of the tax withheld from one biweekly paycheck on a $60,000 salary, single: Federal tax, no 401(k): $193.08; Federal tax, 6% 401(k): $176.46; South Dakota tax, no 401(k): $0.00; South Dakota tax, 6% 401(k): $0.00._ Invented example: a $60,000 salary, single, paid every two weeks. 6% of pay is $138.46 a paycheck. ## Hiring that employee costs $64,895 a year in South Dakota. On top of the $60,000, the employer matches Social Security and Medicare at 6.2% and 1.45%, which is $4,590. It pays federal unemployment tax of 0.6% on the first $7,000, which is $42. A new South Dakota employer pays reemployment assistance tax at 1.2% in its first year on the first $15,000 of pay, which is $180.00, plus an investment fee of 0.55% on the same pay, $82.50. The employee pays nothing toward either. _Figure: Bar chart of the employer's taxes on an employee on a $60,000 salary: Employer Social Security $3,720; Employer Medicare $870; South Dakota unemployment $180; South Dakota investment fee $83; Federal unemployment (FUTA) $42. Together $4,895, for a total cost of $64,895 a year._ An employee on a $60,000 salary. South Dakota unemployment is the 2026 new-employer rate of 1.2% on the first $15,000. ## South Dakota requires no breaks, no paid leave and no holiday pay, and employment is at will. The Department's labor FAQ says state law does not require rest breaks or meal periods, holiday pay, vacation or sick time, or severance pay, and that the federal law does not require breaks or holiday pay either. All of these are left to employer policy or agreement. An employer does not need a reason to fire someone unless a contract, a retaliation rule or a discrimination law applies. ## A final paycheck is due on the next regular payday, and the employer may hold it until company property is returned. The rule is the same whether the employee quits or is fired: all wages and compensation earned are due on the next regular payday. The law allows the employer to hold the final paycheck until the employee returns any property that belongs to it. ## Take-home pay in South Dakota runs from $34,320 on $40,000 to $113,791 on $150,000. For a single employee on a standard Form W-4, paid every two weeks. At $100,000 the year's take-home is $79,180. For the neighbor to the north, see the [North Dakota paycheck calculator](https://www.teampredict.ai/tools/paycheck-calculator/north-dakota). Take-home pay in South Dakota for a single employee on a standard Form W-4, paid every two weeks, with no pre-tax deductions. Salary Federal tax Social Security and Medicare Take-home a year Every two weeks $40,000 $2,620 $3,060 $34,320 $1,320.00 $50,000 $3,820 $3,825 $42,355 $1,629.05 $60,000 $5,020 $4,590 $50,390 $1,938.07 $75,000 $7,670 $5,738 $61,592 $2,368.94 $100,000 $13,170 $7,650 $79,180 $3,045.38 $150,000 $24,734 $11,475 $113,791 $4,376.58 ## Methodology & sources The formula this calculator uses is shown in full above, and every assumption is an input you control. There are no hidden industry presets. All math runs in your browser; nothing you enter is stored or sent to a server. For the reasoning behind the formula and its edge cases, see: - [IRS Publication 15-T (2026): Federal Income Tax Withholding Methods, Percentage Method Tables for Automated Payroll Systems](https://www.irs.gov/pub/irs-pdf/p15t.pdf) - [IRS Publication 15 (2026), Employer's Tax Guide: Social Security wage base of $184,500, Medicare, FUTA, 401(k) and cafeteria plan treatment](https://www.irs.gov/pub/irs-pdf/p15.pdf) - [IRS Form W-4 (2026): Step 3 credits of $2,200 and $500](https://www.irs.gov/pub/irs-pdf/fw4.pdf) - [IRS Topic 751: Social Security and Medicare withholding rates, Additional Medicare Tax over $200,000](https://www.irs.gov/taxtopics/tc751) - [IRS Instructions for Form 940: FUTA tax of 6.0% less a credit of up to 5.4%, on the first $7,000](https://www.irs.gov/instructions/i940) - [U.S. Department of Labor: FUTA credit reductions, potential 2026 list (California and the Virgin Islands)](https://oui.doleta.gov/unemploy/futa_credit.asp) - [IRS: 401(k) limit of $24,500 for 2026](https://www.irs.gov/newsroom/401k-limit-increases-to-24500-for-2026-ira-limit-increases-to-7500) - [IRS Rev. Proc. 2025-19: 2026 HSA limits of $4,400 and $8,750](https://www.irs.gov/pub/irs-drop/rp-25-19.pdf) - [U.S. Department of Labor, Fact Sheet #23: overtime at time and one-half over 40 hours in a workweek](https://www.dol.gov/agencies/whd/fact-sheets/23-flsa-overtime-pay) - [South Dakota Department of Revenue: South Dakota does not impose a state income tax](https://dor.sd.gov/individuals/taxes/) - [South Dakota Department of Labor and Regulation: Reemployment Assistance for businesses (2026 wage base $15,000, new employer rate 1.20%, investment fee 0.55%)](https://dlr.sd.gov/ra/businesses/default.aspx) - [U.S. Department of Labor: Significant Provisions of State Unemployment Insurance Laws, effective January 2026 (taxable wage base and new employer rate by state)](https://oui.doleta.gov/unemploy/content/sigpros/2020-2029/January2026.pdf) - [South Dakota Department of Labor and Regulation: minimum wage ($11.85 in 2026, $12.30 in 2027, tipped employees)](https://dlr.sd.gov/employment_laws/minimum_wage.aspx) - [South Dakota Department of Labor and Regulation: Labor and Employment Laws, What You Need to Know (breaks, paid leave, final pay, at-will employment)](https://dlr.sd.gov/employment_laws/publications/what_need_know_laws.pdf) ## Frequently asked questions Does South Dakota have a state income tax? No. The Department of Revenue says South Dakota does not impose a state income tax, so nothing is withheld for the state. A South Dakota paycheck loses federal income tax, Social Security and Medicare, plus anything you choose to set aside, such as a 401(k) or health premiums. How much is $60,000 a year after tax in South Dakota? For a single employee on a standard Form W-4 who is paid every two weeks, a $60,000 salary takes home $1,938.07 a paycheck, or $50,389.88 a year. The year's taxes are $5,020.08 of federal income tax, $3,720.08 of Social Security and $869.96 of Medicare. How much is $20 an hour after tax in South Dakota? At 40 hours a week and weekly pay, $20 an hour is $800.00 gross and $684.72 take-home a week for a single employee with a standard Form W-4. That is $54.08 of federal income tax, $49.60 of Social Security and $11.60 of Medicare. Switch the calculator to hourly and type your own hours, including overtime. What is the minimum wage in South Dakota? $11.85 an hour for 2026, rising to $12.30 on January 1, 2027. The Department of Labor and Regulation says the rate moves each year with the Consumer Price Index, rounded up to the nearest 5 cents, and cannot fall. A tipped employee's cash wage is $5.925 an hour in 2026 and $6.15 in 2027, as long as wages and tips together reach the full minimum. A 40-hour week at $11.85 is $474.00 gross and $421.30 take-home. Does South Dakota have its own overtime law? The Department of Labor and Regulation sends questions about the Fair Labor Standards Act, which includes overtime and exempt versus nonexempt status, to the U.S. Department of Labor, so the federal rule of one and one-half times the regular rate after 40 hours in a week is the one to check. The calculator splits overtime at 40 hours a week, so type your overtime hours in hourly mode. Does South Dakota require breaks, paid leave or holiday pay? No. The Department's labor FAQ says South Dakota has no law requiring rest breaks or meal periods, holiday pay, or paid leave such as vacation and sick time, and that the federal law does not require breaks or holiday pay either. These are matters of employer policy. Employment is at will, which means an employer does not need a specific reason to fire an employee, with exceptions such as a contract, retaliation for refusing to commit an unlawful act and discrimination. When is my last paycheck due in South Dakota? On the next regular payday, whether you quit or are fired. The Department says all wages and compensation earned are due then, and the law allows the employer to hold the final paycheck until the employee returns any property that belongs to the employer. There is no law requiring severance pay, and an employee who leaves without giving two weeks' notice is still owed at least $11.85 an hour for every hour worked, while vacation pay is a matter of agreement. What does a 401(k) do to my South Dakota paycheck? It lowers take-home pay by less than you put in. Putting 6% of a $60,000 salary into a 401(k) is $138.46 a paycheck, but take-home pay falls by only $121.84, because federal income tax withholding drops by $16.62. South Dakota has no income tax to lower, and Social Security and Medicare are still taken on the full pay. Who pays unemployment tax in South Dakota, and how much is it? The employer does, to the Reemployment Assistance Division, and nothing comes out of your paycheck for it. In 2026 the taxable wage base is $15,000 per employee. A new employer pays 1.2% in its first year (6.00% in construction) and 1.00% in years two and three if its account balance is positive, plus a 0.55% investment fee. For an employee paid $60,000 that is $180.00 and $82.50 a year. ## Turnover is cheaper to prevent than to calculate. TeamPredict flags resignation risk early from public LinkedIn signals, giving you lead time to retain your best people before they hand in notice. [Start 30-Day Free Trial](https://app.teampredict.ai/signup) No charge today · Cancel anytime ## Keep reading [North Dakota Paycheck Calculator The neighbor to the north: nothing withheld up to a printed amount, then 1.95% and 2.50%, worked out to the dollar. Read more](https://www.teampredict.ai/tools/paycheck-calculator/north-dakota) [Nebraska Paycheck Calculator The neighbor to the south: Circular EN's percentage method, the allowances on your Form W-4N and a 1.5% minimum withholding. Read more](https://www.teampredict.ai/tools/paycheck-calculator/nebraska) [Wyoming Paycheck Calculator The neighbor to the west: another state with no income tax on wages, and a state minimum wage below the federal one. Read more](https://www.teampredict.ai/tools/paycheck-calculator/wyoming)