# New Hampshire Paycheck Calculator

Last updated October 22, 2026FreeNo signupFormula shown

Enter your pay, how often you are paid and your Form W-4 choices, and this New Hampshire paycheck calculator shows your 2026 take-home pay. New Hampshire withholds no state income tax from wages, so only federal tax, Social Security and Medicare come out, and the employer's side of the bill is worked out right under it.

State

New HampshireNo wage taxNew Hampshire taxes no wages, so nothing is withheld for the state.

Another state? [Pick any of the 50 states and DC](https://www.teampredict.ai/tools/paycheck-calculator).

I'm paid

SalaryHourly

Yearly salary (USD)

Pay frequencyWeekly (52 paychecks a year)Every two weeks (26 a year)Twice a month (24 a year)Monthly (12 a year)

Filing status on Form W-4Single or married filing separatelyMarried filing jointlyHead of household

Form W-4 steps 2 to 4

Step 2 box is checked

Two jobs with similar pay, or both spouses work.

Children under 17

Step 3: $2,200 each.

Other dependents

Step 3: $500 each.

Other income per year

Step 4(a).

Deductions per year

Step 4(b).

Extra withholding each paycheck (USD)

Step 4(c).

401(k), % of pay

2026 limit $24,500.

Health premiums per paycheck

Pre-tax.

HSA per paycheck

2026 limit $8,750.

Take-home pay per paycheck

$1,938.07

$2,307.69 gross · $369.62 withheld (16%)

teampredict.ai/tools/paycheck-calculator/new-hampshire

Where this paycheck goes

Gross pay

$2,307.69

Federal income taxW-4 methodIRS Publication 15-T (2026) percentage method, worked from your Form W-4 entries.

\- $193.08

Social Security6.2%To $184,500Social Security tax stops once your pay for the year reaches the $184,500 wage base.

\- $143.08

Medicare1.45%

\- $33.46

Additional Medicare0.9%Over $200,000Withheld on pay above $200,000 in a calendar year, whatever your filing status.

\- $0.00

New Hampshire income taxNo wage taxNew Hampshire taxes no wages, so nothing is withheld for the state.

\- $0.00

401(k)Pre-taxSkips federal income tax, but Social Security and Medicare still apply.

\- $0.00

Health premiumsPre-taxThrough a cafeteria plan, these skip income tax, Social Security and Medicare.

\- $0.00

HSA

\- $0.00

Take-home pay$1,938.07

Over the year, 26 paychecks

Gross pay

$60,000

Taxes

\- $9,610

Pre-tax deductions

\- $0

Share kept

84%

Take-home pay$50,390

Copy resultsCopy link

_Figure: Bar chart of the year's gross pay of $60,000. Federal income tax: $5,020; Social Security: $3,720; Medicare: $870; New Hampshire income tax: $0; Take-home pay: $50,390._

_Figure: Line chart of yearly take-home pay against gross pay, from $0 to $100,000, with the same filing status and deductions as the calculator. The dashed line is gross pay. At $60,000 gross, take-home is $50,390._

## This pay costs the employer $64,870 a year, $2,495.00 each pay period.

What the employer adds, per year

Employer Social Security6.2% to $184,500

$3,720

Employer Medicare1.45%

$870

Federal unemployment (FUTA)0.6% of the first $7,000No credit cut6.0% less a 5.4% credit. The Labor Department's September 2026 list of states that may lose part of that credit names only California and the Virgin Islands.

$42

New Hampshire unemployment1.7% of the first $14,000New employer rateA new New Hampshire employer pays 2.7% less the state's fund balance reduction, 1.0% in the second quarter of 2026 (the latest quarter its chart lists), so 1.7%, on the first $14,000 of each employee's pay.

$238

Employer taxes$4,870

Total cost of the employee

Gross pay

$60,000

Employer taxes

\+ $4,870

Per pay periodYearly averageUnemployment taxes stop at their wage bases, so the first paychecks of the year cost more than the last.

$2,495.00

Per year$64,870

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## New Hampshire taxes no wages, and its tax on interest and dividends is gone too.

The Department of Revenue Administration says the state has no income tax on an individual's reported W-2 wages. Its only personal income tax was the one on interest and dividends, assessed at 3% for periods ending on or after December 31, 2024 and repealed for taxable periods beginning after that date. What is left on a New Hampshire pay stub is federal income tax withholding, Social Security and Medicare, then whatever you set aside before tax.

## A $60,000 New Hampshire salary takes home $1,938.07 every two weeks.

The calculator opens on this case: a single employee on a standard Form W-4, paid every two weeks, with no pre-tax deductions.

-   Gross pay: $60,000 ÷ 26 = $2,307.69
-   Federal income tax: $193.08 ($60,000 less the $8,600 of IRS Worksheet 1A is $51,400; $1,240 plus 12% of everything over $19,900 is $5,020 a year)
-   Social Security: 6.2% × $2,307.69 = $143.08; Medicare: 1.45% = $33.46
-   New Hampshire income tax: $0.00
-   Take-home pay: $1,938.07 a paycheck, $50,389.88 a year

_Figure: Bar chart for a single employee on a $60,000 salary, paid every two weeks, paid 26 times a year. Federal income tax: $5,020 · 8.4%; Social Security: $3,720 · 6.2%; Medicare: $870 · 1.4%; New Hampshire income tax: $0 · 0%; Take-home pay: $50,390 · 84%._

A single employee on a $60,000 salary, paid every two weeks. Invented example. Each tax is rounded to the cent in every paycheck, as payroll does.

## New Hampshire pays time and one-half after 40 hours in a week, and the minimum wage is the federal $7.25.

The Department of Labor says hourly employees not exempt under the Fair Labor Standards Act get one and one-half times their regular rate for every hour over 40 in a week, and it counts no overtime by the day. The state has no minimum wage of its own, so the federal $7.25 applies. The chart shows one week at $20 an hour with 40, 46 and 52 hours, and the calculator's hourly mode and its overtime field give the take-home pay of any week with extra hours. For a week with unpaid breaks, the [hourly paycheck calculator](https://www.teampredict.ai/tools/hourly-paycheck-calculator) works out the paid hours.

_Figure: Bar chart of one week of pay at $20.00 an hour, single, paid weekly, for 40 hours: $800.00 gross, $684.72 take-home; 46 hours: $980.00 gross, $829.35 take-home; 52 hours: $1,160.00 gross, $973.98 take-home._

Invented example at $20.00 an hour. Hours over 40 are paid at time and one-half.

## A 401(k) takes $138.46 of a paycheck and costs $121.84 of take-home pay.

With no state tax to lower, the whole saving is federal: a 6% deferral on the $60,000 example cuts federal withholding by $16.62 a paycheck. Social Security and Medicare are still taken on the full $2,307.69.

_Figure: Bar chart of the tax withheld from one biweekly paycheck on a $60,000 salary, single: Federal tax, no 401(k): $193.08; Federal tax, 6% 401(k): $176.46; New Hampshire tax, no 401(k): $0.00; New Hampshire tax, 6% 401(k): $0.00._

Invented example: a $60,000 salary, single, paid every two weeks. 6% of pay is $138.46 a paycheck.

## Hiring that employee costs $64,870 a year in New Hampshire.

On top of the $60,000, the employer matches Social Security and Medicare at 6.2% and 1.45%, which is $4,590. It pays federal unemployment tax of 0.6% on the first $7,000, which is $42. A new New Hampshire employer pays unemployment tax at 2.7% less the quarter's fund balance reduction, 1.7% here, on the first $14,000 of pay, which is $238.00. The employee pays nothing toward it.

_Figure: Bar chart of the employer's taxes on an employee on a $60,000 salary: Employer Social Security $3,720; Employer Medicare $870; New Hampshire unemployment $238; Federal unemployment (FUTA) $42. Together $4,870, for a total cost of $64,870 a year._

An employee on a $60,000 salary. New Hampshire unemployment is the 2026 new-employer rate of 1.7% on the first $14,000.

## A fired worker is owed final pay within 72 hours, and a worker who quits by the next payday.

RSA 275:44 sets the clock. An employer that discharges someone pays the wages in full within 72 hours. When an employee quits, wages are due by the next regular payday, or within 72 hours if the employee gave at least one pay period's notice, and a laid-off worker is owed them by the next regular payday. An employer that willfully and without good cause pays late owes an extra 10% of the unpaid wages for each day, up to the amount of the wages themselves.

## A half-hour lunch comes before the sixth consecutive hour, and the pay cycle is weekly or biweekly.

An employer may not make an employee work more than five consecutive hours without a half-hour lunch or eating period, unless the employee can eat while working and is allowed to. Wages are due weekly or biweekly unless the Labor Commissioner allows less often on a written petition, and an employee called in at the employer's request is paid at least 2 hours.

## Take-home pay in New Hampshire runs from $34,320 on $40,000 to $113,791 on $150,000.

For a single employee on a standard Form W-4, paid every two weeks. At $100,000 the year's take-home is $79,180. For the neighbor to the south, see the [Massachusetts paycheck calculator](https://www.teampredict.ai/tools/paycheck-calculator/massachusetts).

Take-home pay in New Hampshire for a single employee on a standard Form W-4, paid every two weeks, with no pre-tax deductions.

Salary

Federal tax

Social Security and Medicare

Take-home a year

Every two weeks

$40,000

$2,620

$3,060

$34,320

$1,320.00

$50,000

$3,820

$3,825

$42,355

$1,629.05

$60,000

$5,020

$4,590

$50,390

$1,938.07

$75,000

$7,670

$5,738

$61,592

$2,368.94

$100,000

$13,170

$7,650

$79,180

$3,045.38

$150,000

$24,734

$11,475

$113,791

$4,376.58

## Methodology & sources

The formula this calculator uses is shown in full above, and every assumption is an input you control. There are no hidden industry presets. All math runs in your browser; nothing you enter is stored or sent to a server. For the reasoning behind the formula and its edge cases, see:

-   [IRS Publication 15-T (2026): Federal Income Tax Withholding Methods, Percentage Method Tables for Automated Payroll Systems](https://www.irs.gov/pub/irs-pdf/p15t.pdf)
-   [IRS Publication 15 (2026), Employer's Tax Guide: Social Security wage base of $184,500, Medicare, FUTA, 401(k) and cafeteria plan treatment](https://www.irs.gov/pub/irs-pdf/p15.pdf)
-   [IRS Form W-4 (2026): Step 3 credits of $2,200 and $500](https://www.irs.gov/pub/irs-pdf/fw4.pdf)
-   [IRS Topic 751: Social Security and Medicare withholding rates, Additional Medicare Tax over $200,000](https://www.irs.gov/taxtopics/tc751)
-   [IRS Instructions for Form 940: FUTA tax of 6.0% less a credit of up to 5.4%, on the first $7,000](https://www.irs.gov/instructions/i940)
-   [U.S. Department of Labor: FUTA credit reductions, potential 2026 list (California and the Virgin Islands)](https://oui.doleta.gov/unemploy/futa_credit.asp)
-   [IRS: 401(k) limit of $24,500 for 2026](https://www.irs.gov/newsroom/401k-limit-increases-to-24500-for-2026-ira-limit-increases-to-7500)
-   [IRS Rev. Proc. 2025-19: 2026 HSA limits of $4,400 and $8,750](https://www.irs.gov/pub/irs-drop/rp-25-19.pdf)
-   [U.S. Department of Labor, Fact Sheet #23: overtime at time and one-half over 40 hours in a workweek](https://www.dol.gov/agencies/whd/fact-sheets/23-flsa-overtime-pay)
-   [New Hampshire Department of Revenue Administration: the state has no income tax on an individual's reported W-2 wages, and its interest and dividends tax is repealed after 2024](https://www.revenue.nh.gov/taxes-glance/interest-dividends-tax)
-   [New Hampshire Employment Security: employer taxes (a new employer starts at 2.7% on the first $14,000, minus any fund balance reduction)](https://www.nhes.nh.gov/employers/employer-claims-taxes)
-   [New Hampshire Employment Security: tax rate chart (a 1.0% reduction in effect for 2026 quarter 2)](https://www.nhes.nh.gov/employers/employer-claims-taxes/tax-rate-chart)
-   [U.S. Department of Labor: Significant Provisions of State Unemployment Insurance Laws, effective January 2026 (taxable wage base and new employer rate by state)](https://oui.doleta.gov/unemploy/content/sigpros/2020-2029/January2026.pdf)
-   [New Hampshire Department of Labor: Wages and Work Hours FAQs (minimum wage, overtime after 40 hours, the lunch period, final pay, deductions)](https://www.dol.nh.gov/resource-center/frequently-asked-questions/wages-and-work-hours-faqs)
-   [New Hampshire RSA 275:44: employees separated from payroll before pay days (72 hours for a discharge, the next payday for a quit)](https://gc.nh.gov/rsa/html/XXIII/275/275-44.htm)
-   [New Hampshire Department of Labor: Protective Legislation poster (wages paid weekly or biweekly, the lunch period)](https://www.dol.nh.gov/inspections/wage-and-hour/protective-legislation)

## Frequently asked questions

Does New Hampshire have a state income tax?

Not on wages. The Department of Revenue Administration says New Hampshire does not have an income tax on an individual's reported W-2 wages, so nothing is withheld for the state. Its one personal income tax, on interest and dividends, was 3% for periods ending on or after December 31, 2024 and has been repealed for taxable periods beginning after December 31, 2024. A New Hampshire paycheck loses federal income tax, Social Security and Medicare, plus anything you choose to set aside, such as a 401(k) or health premiums.

How much is $60,000 a year after tax in New Hampshire?

For a single employee on a standard Form W-4 who is paid every two weeks, a $60,000 salary takes home $1,938.07 a paycheck, or $50,389.88 a year. The year's taxes are $5,020.08 of federal income tax, $3,720.08 of Social Security and $869.96 of Medicare.

How much is $20 an hour after tax in New Hampshire?

At 40 hours a week and weekly pay, $20 an hour is $800.00 gross and $684.72 take-home a week for a single employee with a standard Form W-4. That is $54.08 of federal income tax, $49.60 of Social Security and $11.60 of Medicare. Switch the calculator to hourly and type your own hours, including overtime.

What is the minimum wage in New Hampshire?

The federal minimum wage, $7.25 an hour. The Department of Labor says that since August 21, 2011 no employee may be paid at an hourly rate lower than the one in the federal minimum wage law, so New Hampshire has no rate of its own and follows the federal one if it changes.

When does New Hampshire require overtime?

After 40 hours in a week. The Department of Labor says that, unless the Fair Labor Standards Act exempts them, hourly employees get time and one-half of their regular rate for all hours actually worked over 40 in any one week (RSA 279:21, VIII). The calculator splits overtime at 40 hours a week, so type your overtime hours in hourly mode.

Does New Hampshire require a lunch break?

Yes, for a long shift. An employer may not require an employee to work more than five consecutive hours without a half-hour lunch or eating period (RSA 275:30-a), unless it is feasible for the employee to eat while working and the employer allows it. If the employer cannot allow the thirty minutes, the employee must be paid for time spent eating and working at once.

How often must a New Hampshire employer pay me?

Weekly or every two weeks. The Department of Labor's protective legislation poster says all wages due an employee must be paid on a weekly or biweekly basis, and the Labor Commissioner may, on a written petition showing good and sufficient reason, permit payment less frequently. An employee who reports to work at the employer's request must be paid for at least 2 hours.

When is my last paycheck due in New Hampshire?

If you are fired, within 72 hours. If you quit, by the next regular payday, unless you gave at least one pay period's notice, in which case it is due within 72 hours. A laid-off worker is owed everything by the next regular payday (RSA 275:44). An employer that willfully and without good cause pays late owes 10% of the unpaid wages for each day, not counting Sundays and holidays, or the amount of the unpaid wages if that is less.

What does a 401(k) do to my New Hampshire paycheck?

It lowers take-home pay by less than you put in. Putting 6% of a $60,000 salary into a 401(k) is $138.46 a paycheck, but take-home pay falls by only $121.84, because federal income tax withholding drops by $16.62. New Hampshire has no income tax to lower, and Social Security and Medicare are still taken on the full pay.

Who pays unemployment tax in New Hampshire, and how much is it?

The employer does, to New Hampshire Employment Security, and nothing comes out of your paycheck for it. Each new employer starts at 2.7% on the first $14,000 of each employee's pay, minus any fund balance reduction in place for the quarter. The reduction was 1.0% in the second quarter of 2026, the latest quarter on the agency's chart, so this page uses 1.7%, which is $238.00 a year for an employee paid $60,000. New Hampshire is not on the Labor Department's list of states with a 2026 federal credit reduction.

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## Keep reading

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